3 best financial calculators

Product description

(Texas Instruments) Advanced Financial Calculator (BA II Plus)

• Texas Instruments BA-II Plus Adv. Financial Calculator (BAIIPLUS)

User questions & answers

Question:	Does it come as it is seen (Brand New in pack
Answer:	Mine did. New condition even the packaging was new. Better shape than some stores even.
Question:	Pv=70,000 annual interest 5% number of monthly payments 240 monthly payment is calculated to be 350 not correct what am i doing wrong
Answer:	Is interest rate nominal? If so, the effective rate to enter for I/Y is (.05/12)x100... if it’s annual effective rate, I/Y=(1.05^(1/12)-1)x100. Enter -70000 as PV and n as 240 and the appropriate I/Y and see what you get when you compute PMT. :-)
Question:	does this have a carrying case
Answer:	Not a carrying case, but it has a hard slip cover that goes on the front of the unit to protect the display area and the buttons. Thanks.
Question:	Anyone knows how long does the battery lasts
Answer:	Could go as long as 10 years. 5 years with heavy use is a good estimate

Product description

HP 12c Platinum is a faster, enhanced version of the industry-leading 12c calculator designed for the financial professional who demands more. Enjoy both RPN and Algebraic modes of entry, keystroke programming with four times more memory for up to 400 steps and more-than 130 built-in functions. There are now advanced editing features like the new "Undo" and "Backspace" buttons. Plus six times faster speeds for calculating TVM, loan payments, interest rates, standard deviation and more. Work more efficiently with memory for up to 80 cash flows. Ideal for real estate, finance, accounting, economics and business work. The easy-to-use layout and stylish look with metal back plate suitable for engraving make it a welcome addition to any desktop or a great gift idea. Permitted for use on the CFP and CFA Certification Exams, and GARP FRM Exam. You also get the reassurance of award-winning HP support available to you 24-hours a day, as well as an enhanced website with tutorials, educational resources and downloads.

The HP 12C Platinum Edition is a fast and powerful calculator designed for educators, businessmen, or anyone who needs a reliable tool to handle mathematical and/or financial calculations. With a 400 step memory capacity, the 12C can handle even the most complex computations. For 25 years, the 12C has proven its reputation as the ultimate pocket-size calculator for financial use. The HP 12C Platinum is a faster, enhanced version of the industry-leading 12C, and is designed for the financial professional who demands more options. Its long battery life and small size make it easy to take with you anywhere, and its elegant black and silver design, and engravable metal plate on the back give it a modern, stylish appearance. The 12C Platinum is a powerful tool capable of handling the most complex and detailed analysis and problem solving. With over 130 built-in functions for business, finance, mathematics and statistics including date calculations, this calculator offers fast and reliable programming, finance, and statistical analysis options. With the 12C, you'll enjoy the flexibility of both RPN (Reverse Polish Notation) and algebraic modes of entry, the speed of its processor, and the increased memory capacity.

Precision Business and Finance Features

Ideal for real estate, finance, accounting, economics and business work, this calculator also helps you perform several key functions that allow you to make financial predictions, balance your budget, or calculate percentages of appreciation or depreciation for mortgages, loans, and savings accounts. Advanced editing features like the new "Undo" and "Backspace" buttons ensure precise calculations, while six times faster speeds for calculating TVM, loan payments, and interest rates help you gather and analyze important data in minutes. You can also pinpoint trends by performing cumulative statistical analysis, standard deviation, mean, weighted mean, and linear regression.

Memory For Up to 30 Cash Flows

The 12C offers several modes and an easy-to-use layout for a wide range of practical applications. For example, perform TVM (Time Value of Money) functions like calculating mortgage/loan payments. Or perform NPV (Net Present Value) and IRR (Internal Rate of Return) computations to help determine whether or not to undertake a particular investment project. With memory for up to 30 cash flows, it's a snap to manage a series of complex projects. For additional convenience, the 12C is also permitted for use on the CFP and CFA Certification Exams, and the GARP FRM Exam.

What's in the Box

12C financial calculator, battery, and user's manual.

• High Quality and Durable F2231AA#ABA , # 2073274
• Portable Design
• Energy Star Certified
• Robust and versatile financial calculator
• Over 120 built-in functions for business, finance, mathematics, and statistics, including date calculations
• Efficient data entry using RPN
• Small size; easy to take anywhere

User questions & answers

Question:	Does this product come with the carrying case
Answer:	Yes. A nice semi-hard case with a spot for business card
Question:	Does this one have a Black keyboard background or a silver one on what is delivered by Amazon
Answer:	The HP 12CP is the Platnium edition - (that's what the P stands for). The shipped product looks exactly as it is displayed on the product page. Except for the buttons and the silver panel on the top 3rd of the calculator (around the display) the background is black. I have mine in my hand right now and it looks identical to the picture you see on the product page.
Question:	Where was the calculator built? 12C's built in the US seem to have much better build quality and reliability than the ones built in China
Answer:	The 12C that I have has the letters "CHN 700****" on a tab located on the back of the calculator. I assume that means China. Regardless, I bought this calculator in 2005 and have literally used it multiple times everyday...probably 10,000 times. It continues to work perfectly.
Question:	Why is the packaging in spanish? my order arrived today and i want an english version
Answer:	English Manuals: https://support.hp.com/us-en/product/hp-12c-platinum-financial-calculator/384706/manuals I found these, that should help. Quick Start Guide: http://h10032.www1.hp.com/ctg/Manual/c01798099.pdf Hopefully that helps!!

Product features

HP 12C Platinum Financial Calculator

A time-tested performer, the HP 12c has an easy-to-use layout, one-line LCD display and efficient RPN data entry. Easily calculate loan payments, interest rates and conversions, standard deviation, percent, TVM, NPV, IRR, cash flows, bonds and more. Over 120 built in functions.

Customizing Features

Keystroke programming Memory capacity: 399 steps.

Time and Date Management

Date arithmetic

The Time-Tested Performer

Business/Financial Features Statistical/Mathematical Features, Time and Date Management, and Customizing Features, Attractive one line x 10-character LCD display, Select business functions at your fingertips, Great mix of statistic, business and math functions, Read display results easily, even at an angle.

Business/Financial Features

TVM (loans, savings, and leasing) Amortization Bond and yield to maturity Cash flow analysis NPV, IRR Memory for up to 20 cash flows SL, DB, SOYD depreciation methods % change, % of total.

Product description

HP 12C Platinum Calculator

HP has taken the industry-standard, world-renowned HP 12C and improved it. The HP 12C Platinum now includes both RPN and algebraic entry and more power to perform industry-specific calculations with four times more memory.

Free Online Training

Make the most of your HP calculator with free online training. First, visit the HP Web site for Learning Modules, which are online self-paced training lessons that you control. Also, register for Virtual Courses that are conducted by experienced instructors who can answer your questions.

Still the ideal choice for heavy-duty calculations in real estate, banking, and finance, the HP 12C Platinum has over 130 built-in functions. Statistical features include cumulative analysis, standard deviation, mean, weighted mean, linear regression, forecasting, and correlation coefficient, to name a few. Business and finance features include TVM (loans, savings, and leasing), amortization, bond price and yield to maturity, and registered-based cash flow analysis with memory for 30 cash flows, and much more. Programming is simple, with storage for up to 400 recorded keystrokes which can then be executed with the push of a button.

What's in the Box

Calculator, owner's manual, batteries, padded carrying case, warranty card (one year)

From the Manufacturer

This easily transportable and compact (5 by 3.1 by 0.6 inches) calculator will breeze through your heavy-duty real estate, banking, and finance calculations. Its claims to fame include over 130 built-in functions, RPN and algebraic entry, and keystroke programming for 400 steps.

Perform industry-specific calculations with four times more memory than its predecessor. Determine everything from loan and mortgage payments to interest rate conversions, bond prices, and yields. Optimize data entry and calculation performance with quick and efficient RPN keystrokes. Execute keystroke programs with a simple push of a button.

Protect and pad the calculator in the included carrying case, and feel assured by HP's 12c reliability and reputation. One-year warranty.

• Keystroke programming, up to 400 steps
• Simple, easy-to-read 1-line-by-10-character display
• Rpn and algebraic data entry

User questions & answers

Question:	Is the display dimmer than the older HP 12c
Answer:	I think it's actually a little brighter. I'd suggest looking at one at Office Depot or Staples first. See what you think of the display.
Question:	Where can I buy the batteries for this calculator
Answer:	Ok; batteries: FYI: with moderate use, my batteries last 3-4 years. Three solutions: 1) Open battery compartment on back of 12C; get battery model-number; buy them on the web (if memory serves, I think they’re about $5/ea) 2) my medium-sized City (Melbourne, FL) actually had a battery store that sells a couple thousand(?) models of batteries. 3) I would guess most iPhone repair stores would sell that size battery (obviously, call first)
Question:	Is there a difference between the hp12c & hp12 plantinum
Answer:	no! The Platinum always displays "RPN", and the older versions do not. I have used these for more than 20 years, and the Platinum is a "DO NOT BUY" because of this feature... Everyone knows the calculator is "RPN", nobody needs it on the display all the time.
Question:	Are these original, hp manufactured, new products? reason i ask is the list price is incorrect ($79.99 at hp) and all the problems with keys
Answer:	I have never had any particular issue with the keys, and I have had multiple HP12Cs since they were introduced in the mid 1970s (as far as I can remember...). The one that I received was new and it, too, has no key issues to report. I will say that, over the years, with each new 12C, the touch was slightly different, but I got used to it quickly.