14 best budgeting tools

• 📗 The Budgeting Sidekick Journal (Volume 1): A 5-month long guided budgeting resource that helps you create a concrete plan for managing your finances, and holds you accountable to your budgeting goals. Provides you with everything you need to better understand your relationship with money, and how to improve it through a daily budgeting process. 💡 Comes with daily thought-provoking, informative & actionable content. ⏱ Takes 5 minutes a day
• The journal provides you with everything you need to better understand your relationship with money, and how to improve it through a daily budgeting process. 💡 Comes with daily thought-provoking, informative & actionable content. ⏱ Takes 5 minutes a day
• Tracking & Accountability: Every month, you'll be guided through creating your budget for the month & setting your monthly goals.
• Every day, you'll be tracking how you're doing in relation to your monthly goal. At the end of every month, you'll compare your monthly plan with your actual results to better understand how you can continue to improve.
• Daily Content: Each day you're given new learning tools, inspiration, and guidance for improving your relationship with money and managing your budget. These include expert tips, actionable strategies, daily challenges, affirmations, links and descriptions to phenomenal videos, podcasts, recommended resources, and more.

User questions & answers

Question:	Is there a link to the PDF included
Answer:	You might try contacting the seller or the manufacture if there is a replacement part. If memory serves me right there should be manufacture info booklet enclosed with the phone numbers, or if you still have the return option use that and when you receive the refund order a new one. These carts are pretty amazing, which in no way means give them a bad review. As with anything we buy occasionally we get a defective item due to mishandling first in shipment or overlooked when manufacturing’s QC.
Question:	Are there two volumes included or just one
Answer:	The power strip has specific spots on the middle and top shelves for attachment. It can be mounted on any of the edges of those two shelves.

Product description

Discover a flair for the financial. The sheets inside this Expense Tracker will help guide you toward a budget while the 12 monthly pockets can hold bills and receipts. You can also add bank statements and printouts using the Tech Lock rings or by tucking them into one of two clear folders. Being a Mom is a full-time job. You're the queen of budget tracking and meal planning, juggler of multiple schedules and deadlines, and an all-around miracle worker. Designed with busy households like yours in mind, Mead Organizher products help bring all of the hats you wear together under one coordinated system that allows you to organize, track and plan, so keeping up with the pace of family life is easier and less stressful. The Organizher Expense Tracker is an undated, reusable planner that allows you to keep track of what's coming in and going out, with 12 monthly pockets, Tech Lock rings and folders for bills and receipts, bank statements and other printouts. 8-1/2" x 11" page size with a .5mm durable purple poly cover.

From the Manufacturer

Being a Mom is a full-time job. You're the queen of budget tracking and meal planning, juggler of multiple schedules and deadlines, and an all-around miracle worker. Designed with busy households like yours in mind, Mead Organizher products help bring all of the hats you wear together under one coordinated system that allows you to organize, track and plan, so keeping up with the pace of family life is easier and less stressful. The Organizher Expense Tracker is an undated, reusable planner that allows you to keep track of what's coming in and going out, with 12 monthly pockets, Tech Lock rings and folders for bills and receipts, bank statements and other printouts. 8.5 x 11 inch page size with a .5mm durable purple poly cover.

• Keep track of your spending with one comprehensive financial tracker
• Worksheets help you monitor expenses and cash flow; 12 monthly pockets hold bills and receipts; Tuck other items into one of two clear folders
• Three tech lock poly rings with fabric gusset stand upto wear and tear
• 8.5 x 11 inch page size and purple poly cover; Download additional budgeting pages online; Also includes current and future year dates
• .5 millimeter durable poly cover with bungee cord closure keeps everything together

User questions & answers

Question:	what is the years for it
Answer:	No years. It’s blank with a blank calendar that you fill in.
Question:	Hello I brought this blinder last year . Do you hace replacement sheets
Answer:	https://www.meadonline.com/HomeManagers/Downloads.aspx
Question:	Does this organizer have a refill for the next year? Thank you
Answer:	https://www.meadonline.com/HomeManagers/Downloads.aspx
Question:	Does this item really take 2-4 weeks to ship? I'm confused about why it is "Prime Eligible" if it takes so long to ship
Answer:	I honestly do not know. This is Prime Eligible. i ordered it about 7am and received it the same day at about 8pm to 9pm.

• CREATE THE LIFE YOU'VE ALWAYS WANTED - Legend Planner will help you to figure out what you really want in life, create your personal vision, define and breakdown your short and long-term goals, and incorporate them into each area of your daily life. The design of this planner is based on leading scientific studies that are proven to increase productivity & happiness! Stop procrastinating and start turning your big dreams into reality!
• STAY ORGANIZED, INCREASE PRODUCTIVITY & ACHIEVE YOUR GOALS - Learn to prioritize by using monthly and weekly priority sections to focus your energy on your most important goals. Manage your time effectively, and never miss a meeting again by using the monthly calendar and weekly planning sections to schedule appointments and deadlines. Strive for continuous improvement by using the weekly & monthly reflection sections. The perfect productivity and time management planner for men & women!
• IMPROVE WORK-LIFE BALANCE, BUILD NEW HABITS & FEEL HAPPIER - Become your best self by setting and achieving goals in all of the important areas of your life, other than work. Bring more healthy habits & positive daily rituals into your life, and stick to them by using the habit tracker section of the planner. Incorporate gratitude and affirmation techniques for a more inspired and happier everyday life.
• UNDATED, LUXURIOUS & TOP QUALITY - Legend planner comes undated, unlike most dated planners, you can start using it at any time of the year without wasting a page. By design 12 months run in bulk and are separated from 52 weeks, use 3 colorful bookmarks to flip between weekly and monthly spreads. Hardcover made from animal-friendly PU leather with unique artwork engraved, thick 120gsm heavy-duty pearl white paper, pen holder, elastic band, illustrated user guide and 3 sheets of stickers.
• GUARANTEE & RETURNS - Legend goal setting planner is guaranteed to work, or we will give you your money back no questions asked! We will exchange or refund your item asap if you're having ANY TYPE of quality issues or if for any reason you’re not completely satisfied with your planner. Simply reach out to us via an Amazon message for a hassle-free refund.

User questions & answers

Question:	Do these have content fillers for new years or do you have to buy an entire folder zgain
Answer:	Hi there! The PDFs are only available when purchased directly through our website: https://habitnest.com Thank you for checking us out! ~Lindsay, Chief Happiness Officer
Question:	Is there a good contrast between the brightness of the paper and the depth of the ink? I got one that was gray on gray & couldn't see it well
Answer:	There are two volumes included!
Question:	Do you have to fill in your own dates
Answer:	If you got two fixed shelves and one sliding keyboard shelf one of those fixed shelves is the bottom shelf. You did not mention a top shelf. So the total number of fixed shelves should be three. Plus the sliding keyboard shelf. You m at need to contact the supplier.
Question:	Does it stay open on its own
Answer:	The bottom and middle shelves are not adjustable. The bars for the top shelf has 3 positions, separated by about 2 in. The width between the bars is 20 in. so that would be the largest object you can place there.

Product features

Dreams & Life Goals

The main point of setting goals is making dreams come true. Write down all of your dreams and form your most important goals for each area of life. This will be your starting point.

1-Year Goals

Life goals take time to achieve, yet 1-Year goals are much more attainable. Set 1-Year goals, you will be surprised how much your life can transform in just 12 months. Make sure to set 3 goals for each of life's areas to achieve balance.

3-Month Goals & Tactics

Narrow your yearly goals into quarterly goals, understand why you wish to achieve them and pick a way to reward yourself once you do. Develop your goal-reaching strategy, write down the action steps you will take and get ready for extremely productive 3 months!

Monthly View

Mark appointments and events on the spacious calendar view. Set your most important monthly goals. Make a list of things in each life area to look forward to this month to achieve life balance.

Monthly Reflection

Reflect on your monthly progress, identify what you did well, and which areas of life require more work. Draw conclusions and strive for improvement. Use the notes & ideas page to brainstorm.

Weekly View

Stay motivated daily with the weekly spread. Track all of your appointments, set your main goal, write down personal & to-do lists and use the habit tracker to adopt good habits. At the end of the week, reflect on how well you've done. Use the dot-grid space for note-taking.

Product description

12 UNIQUE DESIGNS: the material is very strong, Budget envelopes have a unique design which allows you to easily differentiate between them in your purse or wallet. Customize your cash budget envelopes according to your needs. allows you to easily fit your envelopes in your wallet. Not thick and bulky like our competitors, Free writing with our BONUS permanent marker. in one easy step, allows you to keep track of all of the cash going in and out. This way you are in control of your money and allocate your money properly. Make cash budgeting a good habit on your way to financial independence with cash envelope system.

• ✔️ 12 UNIQUE DESIGNS: The Budget Envelopes have a unique design that is very strong. This colorful design allows you to easily register between them in your purse or wallet. Customize your currency budget envelopes according to your needs. These are a must for business and personal account to save money, keep track of spending, expenses, receipts, and guide you on the right direction. Very nice inexpensive gift for friends and family as well!
• ✔️ THIN & LIGHTWEIGHT:  These monthly expense planners are not bulky and thick like most other ones. Free writing with our BONUS permanent black marker. In one easy step, it allows you to keep track of all of the bills/payments without big heavy folders and notebooks. This way you are in control of all your money and allocate your money properly. Make cash budgeting a good habit on your way to financial independence with cash enveloping system.
• ✔️12 ASSORTED COLORS: 48 Reusable Colored Budget Sheets included in each set.12 Pack of Assorted Colors - provides you the ability to easily identify your categories Zipper Case & Fine-Tip Permanent Markers - Size: The flexible budget tracker envelopes are approximately 6.7" long and 3.3" (mailing letter size). They provide you the ability to keep your loose change/coins and receipts organized in one small place.
• ✔️100% MONEY-BACK, SATISFACTION GUARANTEE: We trust you'll LOVE our prime Cash Envelope Budget Planner System, as much as we love them. If for whatever reason you don't, contact us and we'll gladly exchange or completely refund your order.

• Value package - The Envelope Budgeting System includes 1 stylish wallet with 12 envelopes, 12 budget sheets, 1 binder note for organizing - perfectly help you make budgeting and managing finances easy & fun.
• Simple yet elegant - Our wallet is made of quality PU leather with a smooth zipper closure and offers plenty of room to store your cards, coins, envelopes, coupons and more.
• Unique and durable - Laminate coating budget envelopes are sturdy and come in 12 easy-to-identify patterns with blank pages to mark categories. Each measures 6.6" x 3.5" with a secure closure and is hole pouched to fit in the binder and be carried with wallet.
• Keep Track - The budget tracker sheets enable you to record the amount of cash in and out for each category - helps you monitor and control your spending effectively. Printable template is included!
• 100% SATISFACTION - We will refund your money if you aren't happy with your cash envelopes wallet.

User questions & answers

Question:	What size hole puncher fits if I wanted to use my other envelopes
Answer:	You need to buy a entire book again. I will add that I am quite pleased with this planner.
Question:	Is this comparable to the Filofax saffiano zip
Answer:	No, the ink is a soft gray and the paper is a soft white. I have the wine red one, and assuming all the internal printing is identical, it is not high-contrast. The dot grid is very fine, which is good if you want it to be unobtrusive underneath your handwriting in pencil/pen, but may not be bold enough if you require high-contrast printing for vision reasons.
Question:	Can you get budget sheet refills
Answer:	Yes. To tack onto another answer, you fill in your own date numbers for months and weeks, but it does print the weeks as Monday through Sunday (European style) and the months as Sunday through Saturday (American style). If you start mid-week and go for a whole year, you might need to sketch in one more weekly layout at the back if you fill the whole thing.
Question:	What do you use to write on the envelopes so you can reuse them
Answer:	Both times I ordered this planner they have stayed open very well.

Product features

Saving money couldn't be easier.

Everyone struggles to stay on top of their finances and our cash envelopes wallet is the tool you need to make it easier. Following Dave Ramsey’s Envelope System that is compatible with our wallet can help you meet your budgeting needs with a simple, organized way of managing your cash.

By creating categories like food, gas, clothing, entertainment for each month, you can allocate your income in advance and record each transaction to help you eliminate debt and obtain financial freedom. This stylish, durable, and portable cash envelopes system has everything you need to keep track of your spending the go.

Soligt Cash envelopes wallet features:

All in one, save you money and time so you don’t have to buy all of the parts individually.

Package includes all you need to begin envelopes system.

Quality material which allow you to use them for years.

Store, keep and carry the envelopes in the wallet conveniently.

Versatile but inexpensive, perfect gift for friends, families and others.

Wallet

The main component that keeps your new budget system all on one place and extremely portable. Made of solid black PU leather and closing securely with a zipper, it has binder note that collect budget envelopes and tracker sheets as well as extra pockets for credit cards, coupons, and coins.

Budget Envelopes

The envelopes open vertically at the top and have left-side hole punches which enables you to secure them safely in the wallet. Come with sophisticated yet fun designs,each envelope has a blank box for writing the category specifically.Laminated craft makes them durable enough to use over and over again.

Budget Sheets

Finally, the budget sheet is a blank chart where you can fill in each exchange of money you complete. Keep your log up to date and you will be able to reference previous purchases and keep track of all your deposits and withdrawals.

Start your budgeting trip with Soligt Cash envelopes wallet

1. Figure out the budget categories and write them down.

It’s a good idea to use the envelope system for items that tend to bust your budget. Our budget envelopes have blank spaces below the flip closure for you to easily and conveniently write with wet erase makers.

Product description

Get your finances under control with the Spend Well Budgeting System. This cash envelope system will help you organize your cash and make sticking with your budget easier than ever (and way more fun, too!). Not only will you receive a super cute envelope system but also included are a collection of digital files that will help you get budget and debt under complete control! Included Digital Files: *Monthly Bill Tracker - know when your bills are due each month, and how much you expect each one to cost *Total Debt Owed Worksheet - get all of your debts and payoff amounts in one place! *Debt payoff worksheet - print one of these out for each line of credit you are trying to pay down - this will help you see progress as you pay your debts down each month! *Printable Budget Worksheet - use this worksheet for your monthly budget, OR... *Budget Spreadsheet in Excel - download this version of the budgeting spreadsheet and use this for your monthly budget. You can edit the spreadsheet, but the formulas are protected so you can't accidentally mess those up! :) The cells highlighted in green are for categories you pay cash for (this way, you know how much cash to pull out each month). *Printable labels for your envelopes - when you fill in all the lines on an envelope, you can use one of the stickers that are included to start fresh! If you use all of those, you can buy more, OR you can print out the attached labels on sticker paper, cut yourself, and use those!

• Each book is nearly 7" tall and 5" wide (including the coil). The 1.25" diameter of the aluminum coil leaves plenty of room for your envelopes to fill up with cash!
• There are 10 sheets, which makes 20 sturdy card stock envelope pages to store your cash.
• Each envelope has 16 lines for recording your transactions. Once you fill up all the lines, simple cover them with a new transaction sticker. 20 stickers are included with your purchase!
• In addition to your physical Spend Well Cash Envelope Binder, you will also receive a collection of digital files to get your entire budget and debt under control.
• Instructions to access the digital files come packaged with the product. The files are included at no additional cost. See the product description below for digital file content..

User questions & answers

Question:	Hello,I purchased this set and it came today. Where do I find the digital files offered in the sale of this item
Answer:	Vis-a-vis wet erase markers

Product description

ZICOTO BUDGET PLANNER ORGANIZER: START BUDGETING TODAY TO ACHIEVE LONG-TERM FINANCIAL FREEDOM

“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver” - Ayn Rand

So, get behind the wheel and take control of your finances and your options. This personal budget planner is simple but effective and makes it easy for you to gain and keep financial control and works well with the Dave Ramsey model.

Start whenever & continue wherever you want!The budget journal is non-dated, so you can start at any time.

The perfect size of 5.5”x8” (smaller than A5) makes it easy to take the budget planner anywhere with you.

The planner is available in 6 different colors, comes with a soft surface and features an elastic band and a sturdy pen loop.

The financial budget planner is all in one - monthly income, savings, debt & bill planner, daily expense tracker, budget organizer & more:

• Financial goal setting
• Strategy & action plans
• Monthly bill tracker
• Saving and debt tracker
• Monthly income, savings & budgeting
• Daily expenses
• Month & year-end review for reflection & to boost your learning curve
• Plus: Christmas tracker to enjoy the best time in the year without financial worries
• Notes section

Start your journey to financial freedom today and add the ZICOTO budget planner to your cart now!

• BUDGET PLANNING AT ITS BEST: Achieve your Financial Goals and Use the ZICOTO budget tracker to set new financial standards in your life, monitor your monthly income, savings, debts & daily expenses
• CREATE FINANCIAL FREEDOM: Start your journey to long-term financial freedom today! The finance planner allows you to track monetary flow & to review each area for improvements; This 12-Month budget book is your chance to develop monthly habits, monetary strategies & action plans
• BRING IT ON - ANY TIME & ANY PLACE: The budgeting planner is undated, so you can start at any time; Thanks to its perfect size of 5.5x8” (smaller than A5) the financial notebook fits in every bag & is always at hand
• GORGEOUS & FUNCTIONAL: The hardcover budgeting book is available in 6 beautiful colors and is designed for easy & effective budget planning. It comes with practical features such as an elastic band & a sturdy pen loop
• STICKERS, HOW TO’S & MOTIVATION: ZICOTO gets you started & keeps you going! The 2021-2022 budget keeper includes 2 sticker sheets for personal creativity, planning instructions, plus inspirational quotes on each review page to help focus on your goals

User questions & answers

Question:	Does this have any blank pages? (lined or otherwise
Answer:	Yes, there are multiple blank pages in the planner!
Question:	Is the print on this planner very small?.. Is it going be hard to read for people who need glasses
Answer:	While I personally need glasses to see far away I think the print is pretty standard. It seems to be around 12 point font with some larger portions. I love the planner and would recommend it! Hope this helps!
Question:	Does this come with pages that look like a monthly calendar? (Similar to what an agenda would look like
Answer:	No, each month it’s divided by full pages sections. You have daily expenses pages, budgets, goals and more. It works perfectly if you want a lot of space to be detailed
Question:	is it real leather ? I dont like to buy leather is why I'm asking
Answer:	Hi Molly, No worries, the material is a synthetic leather imitation. Please let me know if there's anything else I can do for you. :-) Best regards, Olga - Customer Support Team Zicoto

Product features

Key questions

Go into discussions with vendors and venues knowing what you need to ask to make sure they’re the right choice for you.

Organizational checklists

From the moment of engagement to the big day, this wedding checklist planner will help you keep track of everything you need to take care of with ease.

Experienced guidance

Take the stress out of your big day with a budget wedding planner that helps you make affordable decisions in accordance with your values and wedding goals.

Product description

Legend Budget Book - Black

• ★ ALL YOU NEED TO ORGANIZE YOUR MONEY - Legend Budget Book is a fantastic compact budget notebook that will help you consistently progress in reaching your financial goals! Brainstorm and create your life's financial plan, analyze it, and set 1-Year goals that you will work towards with this planner. Create short term monthly goals, set your budget, track your income and expenses, and analyze the progress you’ve made. No financial goal will be out of reach with Legend Budget Planner.
• ★ EFFECTIVE BUDGETING THAT WORKS – To reach financial goals, you must plan out your budget before you spend. Use the predefined categories to create the thorough budget. To help you stick to it this planner comes with 3 budgeting envelopes. Use the cash envelopes for a tangible support with the budget categories you have the most trouble with. Budget envelopes come in 3 unique colors and are made of water- and tear-resistant TYVEK material to last the entire year of budgeting.
• ★ ELEGANT & SMART PERSONAL FINANCE - Legend Financial Planner Organizer lasts 12 months. Each month is assigned a unique color and consists of a monthly plan page with a calendar, a monthly budget page, 4 expense tracker pages, a monthly budget review and notes page. Monthly pages are followed by 4 savings tracker and 6 debt tracker pages, and a holiday budget, a regular bill tracker, and a summary of the year spreads. And, at the very back you will find dot-grid pages for note-taking.
• ★ UNDATED & PREMIUM QUALITY - This account book is undated, so you can start it any day without waiting for a specific month. It is a compact and thin A5-sized planner, perfect for budgeting on the go. The hardcover is made of animal-friendly PU leather with a beautiful artwork engraved. The budget book comes with an elastic band and a pen loop, an accordion pocket for receipts, a bookmark and pearl white no-bleed 120gsm paper. It is complimented by 150+ planner stickers and a user manual.
• ★ GUARANTEE & RETURNS - Legend expense tracker notebook is guaranteed to work, or we will give you your money back no questions asked! We will exchange or refund your personal finance planner ASAP if you experience ANY quality issues or if you are not happy with your results. If, for any reason, you're not completely satisfied with your purchase of this monthly budget planner, reach out to us via an Amazon message for a hassle-free refund!

Product features

See where your money is going

'Your Balanced Budget' makes the task of keeping track of your expenses simple and approachable.

This budget workbook is packed with easy-to-use charts, money wisdom, and prompts to help you set - and achieve - financial goals for yourself.

Add your own categories for expenses

User-friendly monthly fill-ins let you record and manage your expenses by category, as well as see the big-picture impact of day-to-day decisions.

You'll be budgeting like a boss in no time!

Cover band is removable

Discreet navy blue cover with title stamped in small gold-foil letters.

Practical flexicover wire-o binding; stays flat for ease of use.

Easy-to-follow principles of successful budgeting and personal finance

Break down your income and expenses in monthly tracker sheets.

Use fill-in sections to figure out how much you're making, how much you're spending, and where you can save.

'Your Balanced Budget' also includes pages of expert advice on handling finances.

You can do it

Set financial goals for your future and determine how you'll get there.

Build and afford the life you want!

About the Author:

Author Kimberly Palmer is a financial journalist and former senior money editor for U.S. News and World Report. She is the author of Generation Earn: The Young Professional's Guide to Spending, Investing, and Giving Back; The Economy of You: Discover Your Inner Entrepreneur and Recession-Proof Your Life; and Smart Mom, Rich Mom: How to Build Wealth While Raising a Family.

Our Company History

In 1928, at the age of twenty-two, Peter Beilenson began printing books on a small press in the basement of his parents’ home in Larchmont, New York. Peter - and later, his wife, Edna - sought to create fine books that sold at prices even a pauper could afford.

Today, still family owned and operated, Peter Pauper Press continues to honor our founders’ legacy - and our customers’ expectations - of beauty, quality, and value.

Image: Peter Pauper Press headquarters, Mount Vernon, New York, circa 1948.

Product description

SPECIFICATIONS

 Material- PU Leather material & Laminated paper

 Color- Colorful,as the picture shown

PACKAGE

  12 Packs Cash Envelope

  12 Pieces Budget Sheet

  24 Pieces Blank Label Sticker

  1 Piece PU Leather Budget Planner Binder

FEATURES

 High Quality- You can keep all your budgeting envelopes, loose change and receipts organized in the PVC budget planner wallet. No more worrying about cash or change falling out. Each ledger envelope budget system set comes with 12 budget sheets that you can control your money and manage them.

 Widely Usage- They are great for storage cash, coins, checks, receipts, money handling, and general utility or other small but important files.

TIPS

  We attach great importance to product quality,to provide customers with quality products and considerate after-sales service, to meet the needs of each customer. So if you have any questions or advice,please feel free to contact us.

• PACKAGE- As the picture shown, we prepared you 12 different patterns cash budget envelopes, 12 pieces expense budget sheets, 24 pieces blank stickers and 1 piece PU leather budget planner binder.It allow you to keep a detailed track of your cash inflow and outflow. Track all your purchases and what you have left to spend. This will help you to set your spending habits and to allocate cash where you should be
• MATERIAL- The envelope budget system is made of laminated paper and the budget planner wallet are made of durable PVC material. They are water resistant and tear proof. At the same time it is light and flexible. It won't wear and tear like paper or laminated envelopes.
• QUALITY- You can keep all your budgeting envelopes, loose change and receipts organized in the PVC budget planner binder. No more worrying about cash or change falling out. Card slots and pockets in the cover are good for your passport, tickets, cards etc. The pen loop keep your pens at your fingertip, recording your life anywhere, anytime.
• USAGE- They are great for storage cash, coins, checks, receipts, money handling, and general utility or other small but important files. Convenient budget sheets on inside of envelope makes keeping track of expenses a breeze, help you manage your money and achieve your monthly budget goals or family budget goals.The size is ideal for men,women and kids to use for keeping their money organized.
• Tips: If you have questions about the product or are not satisfied with it, please contact us at any time, we will provide you with a best solution.Your satisfaction is our main concern.